Lending and credit
Our platform enables you to efficiently structure, model and manage loans and credit from initiation, through to structuring and approval, to processing and risk monitoring. Offer a comprehensive range of innovative credit and lending products, including mortgages, corporate syndicated loans and securities-backed lending, tailored to the high net worth and ultra-high net worth segment.
Selected clients benefitting from our lending and credit capabilities
Our platform enables you to efficiently serve clients with a wide range of lending and credit products.
Benefits
Front-end to back-end
Cover everything from credit initiation through to treasury, accounting and liquidity risk tools on one platform.
Fully integrated
Boost your operational efficiency with lending and credit capabilities that run on the same data model as your core banking.
Designed for wealth
Offer clients an extensive set of securities-based lending scenarios, with exotic collateral including art and cars.
Explore our lending and credit capabilities in detail
Credit risk
Our platform allows you to capture, evaluate, monitor and report credit risk for complex financing. Our financing engine quickly and accurately appraises collateral and calculates critical risk measures.
Credit operations
Our credit operations capabilities enable you to model and implement credit products easily. Complex financing structures and complex loan types including forward loans, syndicated loans or secured loans are covered.
Mortgage operations
Our platform enables you to manage detailed information around realties and real securities required for mortgage provisioning and management. Use our dedicated add-on module to assess economic viability.
Credit structuring and approval
With our credit structuring capabilities you can cover the entire process from initialization to disbursement of credit for corporate and private clients. Operate within the risk and credit policies of your business while achieving the fastest possible decision.
Discover our other capabilities
Find out how we meet the needs of banks and wealth managers on one comprehensive front-to-back platform.
Digital experience
Show your clients you understand their needs with a hyper-personalized web and mobile experience.
Client management
Equip your front office with fully integrated capabilities designed to simplify any client journey.
Investment management
Harness powerful portfolio management and investment advisory capabilities to grow your business.
Trading
Manage the full trading process from order management, routing and execution to settlement.
Payments
Get complete payments coverage in multiple markets and across all major protocols and standards.
Treasury, risk and compliance
Stay compliant with regulation and manage risk across products and multiple jurisdictions.
Data analytics
Access insights from core banking via the latest data extraction and streaming technology.
Integration
Connect with third-parties and benefit from pre-integration with selected best of breed partners.
Want to learn more about our lending and credit capabilities? Contact us today for further information on how we can help your business.